• Home Banking Login
  • Shared Branching. Find one near you.
  • FREE Bill Pay! Say goodbye to paper checks!
  • Camino Checking. More surcharge free ATMs than any bank.
  • Pick a card. Any card. More access. More value.
  • Proudly serving MUSD since 1941.
  • Cash on Call Line of Credit. Up to $15,000
Access

Access

Our electronic services enable you to manage your Camino FCU account on your schedule, from virtually anywhere.

Home Banking

Keep track of your finances the easy way with Home Banking:

  • See up-to-the-minute account balances
  • Verify automatic payments and deposits
  • Review account histories
  • See which checks have cleared
  • Transfer funds between accounts
  • Get loan payment amounts and due dates
  • Make loan payments
  • Request advances on your line of credit
  • Download account data into personal finance software like Quicken® or Microsoft Money®

Home Banking is free of charge.

FREE Bill Pay

Say goodbye to paper checks! With new Bill Pay, you can send payments online instead of by mail.

  • Make one-time payments for bills from your doctor, dentist or gardener, etc.
  • Set up automatic payments for recurring bills like your mortgage, satellite TV or insurance.

Simply tell Bill Pay who to pay, how much and when. You’ll never forget or be late with a payment again.

You only need to enter the payee information once. If the amount due never changes, Bill Pay will make your payments automatically on the date you indicate. If the amount changes such as a utility bill, simply enter the new amount each month; Bill Pay retains the payee’s information.

Software requirements

Minimum Microsoft Internet Explorer (preferred) 5.5 with SP2 or greater, or Netscape Navigator 6.0 or greater. Older versions of browsers such as Netscape Navigator or Internet Explorer may experience some difficulties using Home Banking. We strongly recommend upgrading.

Smartline

Reach out and touch your Camino FCU account 24 hours a day by touchtone phone. Call Smartline, enter your account number and PIN, and you can hear account balances, make a loan payment, transfer funds and much more.

323/ 722-3400, option 1

800/ 835-3400, option 1 (outside southern California)

#1 Checking

Review cleared checks, deposits and withdrawals, issue stop payments and get rate information.

#2 Savings

Hear balances and dividends paid on all accounts.

#3 Transfers and Withdrawals

Transfer funds between accounts, make loan payments, and request withdrawals by check.

#4 Loan information

Balances, due dates, application status, and rates.

#5 Certificate information

Hear balances, maturity dates (verify) and rates.

#6 Year to Date information

Up-to-the-minute information on dividends earned and interest paid.

#7 Additional information

Review ATM and POS transactions, change PINs, activate cards and speak to operator.

MasterMoney Debit Card

Our MasterMoney Debit Card lets you use the funds in your checking account without writing checks. Use it at places that don’t accept personal checks such as restaurants and gas stations, as well as at millions of businesses around the world that take MasterCard debit cards. You’re using funds already in your account, not being advanced credit, so there are no interest charges.

Your MasterMoney Debit Card is also an ATM card, enabling you to make no-surcharge withdrawals at more than 25,000 CO-OP Network ATMs.

To report a lost or stolen card: 1-800-754-4128
To report fraud on your card: 1-877-505-8474

More surcharge-free ATMs than any bank

Get surcharge-free cash when and where you need it, wherever you see the CO-OP Network logo. With the addition of more than 5,500 7-Eleven store locations, there are more than 25,000 CO-OP Network ATMs in 50 states — more than even the big banks have:

Our CO-OP Network 25,000
Bank of America 16,700
Wells Fargo 6,500
Washington Mutual 3,800
Totals from financial institutions’ web sites 7/19/06.

To find the CO-OP Network ATM nearest you:

CU Service Centers®

Walk into any one of more than 2,600 credit union branches‡ nationwide and conduct your Camino FCU business just as if you were at our office. We’re part of the CU Service Centers network, a national coalition of credit unions that can handle transactions for each other’s members. Simply present your ID and Camino FCU account number and you can withdraw or deposit cash, make loan payments and more.

Checking accounts

Some people prefer low cost, no frills checking accounts where they don’t have to worry about minimum balance or direct deposit requirements. Others want to avoid monthly service fees altogether. At Camino FCU, we offer both — and members at least age 55 enjoy free checking.

Plus all earn dividends with an average daily balance of $500 and come with overdraft protection options.

  • SmartChek Checking

    Just $3 a month, with no minimum balance or direct deposit requirements.

  • Free Checking

    There’s no monthly fee with direct deposit or with an average daily balance of $2,500.

  • Senior Checking

    No fees or balance requirement for members at least age 55.

All three accounts give you unparalleled access:

  • 25,000 free ATMs — more than any bank offers
  • MasterMoney Debit Card for point-of-sale purchases
  • 24-hour account information and transactions online and by phone
  • Online Bill Pay
  • Automatic overdraft protection options

And if you’re the nostalgic type who likes to write paper checks, we’ll even give you your first box free!

‡By clicking this link you will be leaving the credit union's web site. The privacy policies of the third-party web site you are linking to may differ from the credit union's. The third-party site is not owned or controlled by the credit union, and we are not responsible for its availability, content, security, claims, or for information, goods or services obtained from it. The credit union does not represent either the third party or the member if the two enter into a transaction.