Auto Loans

Auto Loans

Honk your horn with joy — we can help you purchase a new or used vehicle with a great rate, and up to 100% financing. On top of that, our friendly loan experts will work with you to establish terms suitable to your budget.

Because all of our decisions are made here in the East Los Angeles area, we'll get a decision to you quickly. You can even pre-qualify to have better buying power at the dealership — so apply today!

  • Competitive rates
  • Variety of terms (up to 72 months)
  • 100% financing available (including tax and license)
  • New and used vehicles
  • Easy application process
  • Fast, in-house approvals
  • Pre-qualification for better buying power
  • GAP coverage available (see Insurance tab)
  • Local, East Los Angeles decision-making
  • Friendly, personalized service

Check out our current rates.

Buyer Services

No matter what kind of car or truck you're looking for, we can help. In addition to great loan rates, membership with Camino Federal Credit Union provides access to exclusive specials and services.

Allegiance Auto Buying

Shopping for your next vehicle is easy with Allegiance Auto Buying by your side. Relieve the anxiety that goes with buying a car from the dealership. Allegiance makes buying your next vehicle simple, along with the convenience of delivering the vehicle to your home, work or here at Camino Federal Credit Union.


Shop for your next car the easy way—from your computer! Visit Autoland and point and click your way to a great deal. You can build a vehicle to your specification and can even complete a Camino loan application online.

Credit Union Direct Lending

Get a Camino auto loan right at the dealership—even when our office is closed. Simply shop at a participating Credit Union Direct Lending (CUDL) dealer. Tell your salesperson that you're a member of Camino and they'll accept your loan for processing. You'll get an answer within minutes. CUDL is available 7 a.m. to midnight, 365 days a year.Choose from hundreds of CUDL dealers representing all major manufacturers.

Enterprise Car Sales

Enterprise Car Sales offers nationwide certified used cars online. Enterprise vehicles have been professionally maintained and come with a limited warranty and seven-day buy-back guarantee. As a credit union member, you have access to exclusive discounts.


GAP Coverage

Guaranteed Asset Protection (GAP) is available with Camino auto loans. In the event your vehicle is stolen or totaled, but the insurance doesn't cover the full amount of the remaining loan balance, GAP will cover that difference. This very low-cost coverage can be rolled into your loan amount, so there is no separate payment. GAP is especially useful when taking a loan with an extended term (e.g., 60 months) or buying with no/little money down.

Credit Life / Disability Insurance

Protect your family with affordable credit life and credit disability insurance. It will make the payments on your covered loans when you no longer can. An unexpected death or permanent disability is a trying time; financial security can create one less burden as your family recovers.

This coverage is available for just a few cents a day. The premium can be included in your monthly loan payments, so there is no additional bill to worry about.