When determining which financial institution to join, you likely have several choices at your disposal. It can be difficult to decide which one is right for you and your needs when weighing your options. Still, there are several reasons to join Camino Federal Credit Union that could make it the ideal banking choice for your situation and goals.
At Camino, we have been serving the Montebello community since 1941. Our passion is helping our members build a bright financial future with financial products and services that help them make the most of their lives. Here are the top reasons to join Camino.
Top 3 Reasons to Join Camino
There are several reasons to consider joining Camino, all of which feed into the same overarching reason: building a bright financial future. Three common reasons are fast in-house loan approvals, online and mobile banking features, and great credit card benefits. Read on to learn more about the leading reasons to join Camino.
Fast, Local Approvals on Loans
When you work with a credit union, you work with a local institution dedicated to the success of their community, which is one great reason to join Camino.
Because of their smaller size, credit unions offer personal assistance when members apply for loans, and processes could be quicker than with some big banks. Credit unions often have policies that are more favorable to their members, which also streamlines the approval and application process.
Credit unions also offer low interest rates on loans, less stringent borrower requirements, expert guidance, and programs tailored to your circumstances.
Online and Mobile Banking
Our online and mobile banking features are some of the leading reasons to join Camino because they give you greater control over your finances.
This feature is free, easy to use, and provides secure access to your accounts from any internet-ready device. Mobile and online banking cater to your life so you can access your accounts anytime and anywhere.
Maybe you need to check your balance on the go, or maybe you need to transfer money between financial institutions or move money around to suit your needs. Key features of our online banking include:
- 24/7 access from any computer, tablet, or mobile device
- Secure, single-user interface access to all your Camino accounts
- The ability to transfer funds between accounts and financial institutions
- Online check ordering
- The ability to apply for a loan or check the status of an application
- Overdraft protection
- Secure messages within online banking
- Loan and bill payment support
Credit Card Benefits Designed for You
Another one of the many reasons to join Camino is that we offer credit card benefits designed for your needs by offering a range of credit card options to members.
One credit card option we offer is the Visa® Platinum with Rewards Card. With this card, you earn 1 point for every dollar you spend and receive access to higher credit limits and an extensive list of perks. This card has no fees, low variable rates, and perks like:
- No cap or expiration on points you can earn
- Visa® Zero liability
- Enhanced fraud protection
- Cell phone protection
- Travel and emergency assistance
- Emergency cash advance and card replacement (24/7 worldwide)
- Lost luggage replacement
- 90-day purchase security
- Extended manufacturer’s warranty
- Emergency roadside dispatch
- 24/7 online account management
- Easy replacement process if lost or stolen
We also offer the Getting Started Visa®, which is great for those setting out to build good credit and position themselves for financial success. With this card, members enjoy low variable rates, no annual fees, security protections, online access, and more.
A Visa® Share-Secured Card is also a credit card choice we offer members. With this card, you can use your savings and certificate deposits at Camino as a pledge for a limit of up to $10,000, making approval easy and enabling you to build or repair credit.
Need More Reasons to Join Camino? Talk with Our Team and Open an Account Today!
When committing to a financial institution, it is important to ensure they offer all the tools you need to build a bright financial future. With so many reasons to join Camino, you can rest assured that you are partnering with a financial institution committed to your personal and financial success.
To learn more, call us at 800-835-3400, or visit our Open an Account Page to become a Camino member and enjoy these advantages.