Bank Account Rates
| ACCOUNTS | |
|---|---|
| Regular Share Savings | |
| Minimum to Open | $15 |
| Minimum Average Daily Balance to Earn Dividends | $15 |
| Minimum Average Daily Balance to Avoid Fee | - |
| Minimum Daily Balance to Avoid Fee | - |
| Dividend Rate | 0.10% |
| APY* | 0.10% |
| $10,000 + | |
| Minimum to Open | $15 |
| Minimum Average Daily Balance to Earn Specified Dividends | $15 |
| Minimum Average Daily Balance to Avoid Fee | - |
| Minimum Daily Balance to Avoid Fee | - |
| Dividend Rate | 0.10% |
| APY* | 0.10% |
| Summer Salary and Sub-Shares | |
| Minimum to Open | $15 |
| Minimum Average Daily Balance to Earn Specified Dividends | $25 |
| Minimum Average Daily Balance to Avoid Fee | - |
| Minimum Daily Balance to Avoid Fee | - |
| Dividend Rate | 0.25% |
| APY* | 0.25% |
| $10,000 + | |
| Minimum to Open | $15 |
| Minimum Average Daily Balance to Earn Specified Dividends | $25 |
| Minimum Average Daily Balance to Avoid Fee | - |
| Minimum Daily Balance to Avoid Fee | - |
| Dividend Rate | 0.25% |
| APY* | 0.25% |
| Christmas Club | |
| Minimum to Open | $15 |
| Minimum Average Daily Balance to Earn Specified Dividends | $25 |
| Minimum Average Daily Balance to Avoid Fee | - |
| Minimum Daily Balance to Avoid Fee | - |
| Dividend Rate | 0.10% |
| APY* | 0.10% |
| $10,000 + | |
| Minimum to Open | $15 |
| Minimum Average Daily Balance to Earn Specified Dividends | $15 |
| Minimum Average Daily Balance to Avoid Fee | - |
| Minimum Daily Balance to Avoid Fee | - |
| Dividend Rate | 0.10% |
| APY* | 0.10% |
| Individual Retirement Accounts | |
| Minimum to Open | $25 |
| Minimum Average Daily Balance to Earn Specified Dividends | $25 |
| Minimum Average Daily Balance to Avoid Fee | - |
| Minimum Daily Balance to Avoid Fee | - |
| Dividend Rate | 0.25% |
| APY* | 0.25% |
| ACCOUNTS | Minimum to Open | Minimum Average Daily Balance to earn Dividends | Minimum Average Daily Balance to avoid fee | Minimum Daily Balance to avoid fee | Dividend Rate | APY |
|---|---|---|---|---|---|---|
| Regular Share Savings | $15 | $15 | - | - | 0.10% | 0.10% |
| $10,000 + | $15 | $15 | - | - | 0.10% | 0.10% |
| Summer Salary and Sub-Shares | $15 | $25 | - | - | 0.25% | 0.25% |
| $10,000 + | $15 | $25 | - | - | 0.25% | 0.25% |
| Christmas Club | $15 | $25 | - | - | 0.10% | 0.10% |
| $10,000 + | $15 | $15 | - | - | 0.10% | 0.10% |
| Individual Retirement Accounts | $25 | $25 | - | - | 0.25% | 0.25% |
Open a Savings Account
14 $10 membership fee is required for new members.
| Elite Checking15 | |
|---|---|
| Minimum to Open Account | $15 |
| Minimum Average Daily Balance to Earn Dividends | $2,500 |
| Dividend Rate | 0.01% |
| APY* | 0.01% |
| Minimum to Open Account | Minimum Average Daily Balance to Earn Dividends | Dividend Rate | APY* | |
|---|---|---|---|---|
| Elite Checking15 | $15 | $2,500 | 0.01% | 0.01% |
Open a Checking Account
15 If the average daily balance is $2,500 or more, the prospective Dividend Rate and APY shown above will be paid on the entire balance in the account.
| Balance | |
|---|---|
| $2,500 | |
| Minimum to Open | $2,500 |
| Minimum Average Daily Balance to Earn Specified Dividends | $2,500 |
| Minimum Average Daily Balance to Avoid Fee | n/a |
| Minimum Daily Balance to Avoid Fee | $2,500 |
| Dividend Rate | 0.30% |
| APY* | 0.30% |
| $10,000 | |
| Minimum to Open | $2,500 |
| Minimum Average Daily Balance to Earn Specified Dividends | $2,500 |
| Minimum Average Daily Balance to Avoid Fee | n/a |
| Minimum Daily Balance to Avoid Fee | $2,500 |
| Dividend Rate | 0.40% |
| APY* | 0.40% |
| $25,000 | |
| Minimum to Open | $2,500 |
| Minimum Average Daily Balance to Earn Specified Dividends | $2,500 |
| Minimum Average Daily Balance to Avoid Fee | n/a |
| Minimum Daily Balance to Avoid Fee | $2,500 |
| Dividend Rate | 0.50% |
| APY* | 0.50% |
| $50,000 | |
| Minimum to Open | $2,500 |
| Minimum Average Daily Balance to Earn Specified Dividends | $2,500 |
| Minimum Average Daily Balance to Avoid Fee | n/a |
| Minimum Daily Balance to Avoid Fee | $2,500 |
| Dividend Rate | 0.50% |
| APY* | 0.50% |
| $100,000 | |
| Minimum to Open | $2,500 |
| Minimum Average Daily Balance to Earn Specified Dividends | $2,500 |
| Minimum Average Daily Balance to Avoid Fee | n/a |
| Minimum Daily Balance to Avoid Fee | $2,500 |
| Dividend Rate | 0.50% |
| APY* | 0.50% |
| Balance | Minimum to Open | Minimum Average Daily Balance to Earn Specified Dividends | Minimum Average Daily Balance to Avoid Fee | Minimum Daily Balance to Avoid Fee | Dividend Rate | APY* |
|---|---|---|---|---|---|---|
| $2,500 - $9,999.99 | $2,500 | $2,500 | n/a | $2,500 | 0.40% | 0.40% |
| $10,000 - $24,999.99 | $2,500 | $2,500 | n/a | $2,500 | 0.45% | 0.45% |
| $25,000 - $49,999.99 | $2,500 | $2,500 | n/a | $2,500 | 0.50% | 0.50% |
| $50,000 - $99,999.99 | $2,500 | $2,500 | n/a | $2,500 | 0.50% | 0.50% |
| $100,000.00 + | $2,500 | $2,500 | n/a | $2,500 | 0.60% | 0.60% |
Open a Money Market Account
| Term | |
|---|---|
| 6 month | |
| Minimum Opening Balance | $2,500 |
| Dividend Rate | 1.50% |
| APY* | 1.51% |
| Minimum Opening Balance | |
| Dividend Rate | |
| APY* | |
| 12 month | |
| Minimum Opening Balance | $2,500 |
| Dividend Rate | 2.15% |
| APY* | 2.17% |
| Minimum Opening Balance | |
| Dividend Rate | |
| APY* | |
| 24 month | |
| Minimum Opening Balance | $2,500 |
| Dividend Rate | 2.40% |
| APY* | 2.43% |
| Minimum Opening Balance | |
| Dividend Rate | |
| APY* | |
| 36 month | |
| Minimum Opening Balance | $2,500 |
| Dividend Rate | 2.72% |
| APY* | 2.75% |
| Minimum Opening Balance | |
| Dividend Rate | |
| APY* | |
| 48 month | |
| Minimum Opening Balance | $2,500 |
| Dividend Rate | 2.85% |
| APY* | 2.89% |
| Minimum Opening Balance | |
| Dividend Rate | |
| APY* | |
| 60 month | |
| Minimum Opening Balance | $2,500 |
| Dividend Rate | 3.00% |
| APY* | 3.04% |
| Minimum Opening Balance | |
| Dividend Rate | |
| APY* | |
| Term | Minimum Opening Balance | Dividend Rate | APY* |
|---|---|---|---|
| 6 month | $2,500 | 1.75% | 1.76% |
| 12 month | $2,500 | 2.50% | 2.53% |
| 24 month | $2,500 | 2.75% | 2.78% |
| 36 month | $2,500 | 2.85% | 2.89% |
| 48 month | $2,500 | 3.00% | 3.04% |
| 60 month | $2,500 | 3.25% | 3.30% |
Open a Certificates and IRAs 13 Account
| Term | |
|---|---|
| 11 month | |
| Minimum Opening Balance | $2,500 |
| Dividend Rate | 4.41% |
| APY* | 4.50% |
| 24 month | |
| Minimum Opening Balance | $25,000 |
| Dividend Rate | 3.95% |
| APY* | 4.02% |
| Term | Minimum Opening Balance | Dividend Rate | APY* |
|---|---|---|---|
| 11 month | $2,500 | 4.41% | 4.50% |
| 24 month | $25,000 | 3.95% | 4.02% |
Open a Time Certificate Account
13*Annual Percentage Yield (APY) when you open a personal 24-month or 11-month time deposit account (Time Certificate) at Camino Federal Credit Union with minimum deposits as indicated up to $250,000, with money not presently on deposit with Camino Federal Credit Union. Annual Percentage Yield assumes interest remains on deposit until the maturity date. Penalty for early withdrawal may reduce account earnings. Limit one promotional rate Time Certificate per member. For more account information and terms and conditions governing your deposit accounts, see our Accounts Disclosure Rate and Supplement, Schedule of Fees, Membership Agreement and Disclosure with Privacy Policy. Rate and term subject to change without notice.
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