Savings 14

Rates Effective as of December 12, 2022

ACCOUNTS
Regular Share Savings
Minimum to Open $15
Minimum Average Daily Balance to Earn Dividends $15
Minimum Average Daily Balance to Avoid Fee -
Minimum Daily Balance to Avoid Fee -
Dividend Rate 0.10%
APY* 0.10%
$10,000 +
Minimum to Open $15
Minimum Average Daily Balance to Earn Specified Dividends $15
Minimum Average Daily Balance to Avoid Fee -
Minimum Daily Balance to Avoid Fee -
Dividend Rate 0.10%
APY* 0.10%
Summer Salary and Sub-Shares
Minimum to Open $15
Minimum Average Daily Balance to Earn Specified Dividends $25
Minimum Average Daily Balance to Avoid Fee -
Minimum Daily Balance to Avoid Fee -
Dividend Rate 0.25%
APY* 0.25%
$10,000 +
Minimum to Open $15
Minimum Average Daily Balance to Earn Specified Dividends $25
Minimum Average Daily Balance to Avoid Fee -
Minimum Daily Balance to Avoid Fee -
Dividend Rate 0.25%
APY* 0.25%
Christmas Club
Minimum to Open $15
Minimum Average Daily Balance to Earn Specified Dividends $25
Minimum Average Daily Balance to Avoid Fee -
Minimum Daily Balance to Avoid Fee -
Dividend Rate 0.10%
APY* 0.10%
$10,000 +
Minimum to Open $15
Minimum Average Daily Balance to Earn Specified Dividends $15
Minimum Average Daily Balance to Avoid Fee -
Minimum Daily Balance to Avoid Fee -
Dividend Rate 0.10%
APY* 0.10%
Individual Retirement Accounts
Minimum to Open $25
Minimum Average Daily Balance to Earn Specified Dividends $25
Minimum Average Daily Balance to Avoid Fee -
Minimum Daily Balance to Avoid Fee -
Dividend Rate 0.25%
APY* 0.25%

Savings 14

Rates Effective as of December 12, 2022

ACCOUNTS Minimum to Open Minimum Average Daily Balance to earn Dividends Minimum Average Daily Balance to avoid fee Minimum Daily Balance to avoid fee Dividend Rate APY
Regular Share Savings $15 $15 - - 0.10% 0.10%
$10,000 + $15 $15 - - 0.10% 0.10%
Summer Salary and Sub-Shares $15 $25 - - 0.25% 0.25%
$10,000 + $15 $25 - - 0.25% 0.25%
Christmas Club $15 $25 - - 0.10% 0.10%
$10,000 + $15 $15 - - 0.10% 0.10%
Individual Retirement Accounts $25 $25 - - 0.25% 0.25%

 

Open a Savings Account
14 $10 membership fee is required for new members. 

Checking

Rates Effective as of May 24, 2021

Elite Checking15
Minimum to Open Account $15
Minimum Average Daily Balance to Earn Dividends $2,500
Dividend Rate 0.01%
APY* 0.01%

Checking

Rates Effective as of May 24, 2021

Minimum to Open Account Minimum Average Daily Balance to Earn Dividends Dividend Rate APY*
Elite Checking15 $15 $2,500 0.01% 0.01%

 

Open a Checking Account
15 If the average daily balance is $2,500 or more, the prospective Dividend Rate and APY shown above will be paid on the entire balance in the account.

 

Money Market Accounts 2

Rates Effective as of December 12, 2022

Balance
$2,500
Minimum to Open $2,500
Minimum Average Daily Balance to Earn Specified Dividends $2,500
Minimum Average Daily Balance to Avoid Fee n/a
Minimum Daily Balance to Avoid Fee $2,500
Dividend Rate 0.30%
APY* 0.30%
$10,000
Minimum to Open $2,500
Minimum Average Daily Balance to Earn Specified Dividends $2,500
Minimum Average Daily Balance to Avoid Fee n/a
Minimum Daily Balance to Avoid Fee $2,500
Dividend Rate 0.40%
APY* 0.40%
$25,000
Minimum to Open $2,500
Minimum Average Daily Balance to Earn Specified Dividends $2,500
Minimum Average Daily Balance to Avoid Fee n/a
Minimum Daily Balance to Avoid Fee $2,500
Dividend Rate 0.50%
APY* 0.50%
$50,000
Minimum to Open $2,500
Minimum Average Daily Balance to Earn Specified Dividends $2,500
Minimum Average Daily Balance to Avoid Fee n/a
Minimum Daily Balance to Avoid Fee $2,500
Dividend Rate 0.50%
APY* 0.50%
$100,000
Minimum to Open $2,500
Minimum Average Daily Balance to Earn Specified Dividends $2,500
Minimum Average Daily Balance to Avoid Fee n/a
Minimum Daily Balance to Avoid Fee $2,500
Dividend Rate 0.50%
APY* 0.50%

Money Market Accounts 2

Rates Effective as of September 1, 2023

Balance Minimum to Open Minimum Average Daily Balance to Earn Specified Dividends Minimum Average Daily Balance to Avoid Fee Minimum Daily Balance to Avoid Fee Dividend Rate APY*
$2,500 - $9,999.99 $2,500 $2,500 n/a $2,500 0.40% 0.40%
$10,000 - $24,999.99 $2,500 $2,500 n/a $2,500 0.45% 0.45%
$25,000 - $49,999.99 $2,500 $2,500 n/a $2,500 0.50% 0.50%
$50,000 - $99,999.99 $2,500 $2,500 n/a $2,500 0.50% 0.50%
$100,000.00 + $2,500 $2,500 n/a $2,500 0.60% 0.60%

 

Open a Money Market Account

Certificates and IRAs

Rates Effective as of December 12, 2022

Term
6 month
Minimum Opening Balance $2,500
Dividend Rate 1.50%
APY* 1.51%
Minimum Opening Balance
Dividend Rate
APY*
12 month
Minimum Opening Balance $2,500
Dividend Rate 2.15%
APY* 2.17%
Minimum Opening Balance
Dividend Rate
APY*
24 month
Minimum Opening Balance $2,500
Dividend Rate 2.40%
APY* 2.43%
Minimum Opening Balance
Dividend Rate
APY*
36 month
Minimum Opening Balance $2,500
Dividend Rate 2.72%
APY* 2.75%
Minimum Opening Balance
Dividend Rate
APY*
48 month
Minimum Opening Balance $2,500
Dividend Rate 2.85%
APY* 2.89%
Minimum Opening Balance
Dividend Rate
APY*
60 month
Minimum Opening Balance $2,500
Dividend Rate 3.00%
APY* 3.04%
Minimum Opening Balance
Dividend Rate
APY*

Certificates and IRAs

Rates Effective as of September 1, 2023

Term Minimum Opening Balance Dividend Rate APY*
6 month $2,500 1.75% 1.76%
12 month $2,500 2.50% 2.53%
24 month $2,500 2.75% 2.78%
36 month $2,500 2.85% 2.89%
48 month $2,500 3.00% 3.04%
60 month $2,500 3.25% 3.30%

 

Open a Certificates and IRAs 13 Account

Promotional Time Certificates13

Rates Effective as of December 12, 2022

Term
11 month
Minimum Opening Balance $2,500
Dividend Rate 3.00%
APY* 3.04%
24 month
Minimum Opening Balance $25,000
Dividend Rate 3.95%
APY* 4.02%

Promotional Time Certificates13

Rates Effective as of December 12, 2022

Term Minimum Opening Balance Dividend Rate APY*
11 month $2,500 3.00% 3.04%
24 month $25,000 3.95% 4.02%

 

Open a Time Certificate Account
13*Annual Percentage Yield (APY) when you open a personal 24-month or 11-month time deposit account (Time Certificate) at Camino Federal Credit Union with minimum deposits as indicated up to $250,000, with money not presently on deposit with Camino Federal Credit Union. Annual Percentage Yield assumes interest remains on deposit until the maturity date. Penalty for early withdrawal may reduce account earnings. Limit one promotional rate Time Certificate per member. For more account information and terms and conditions governing your deposit accounts, see our Accounts Disclosure Rate and Supplement, Schedule of Fees, Membership Agreement and Disclosure with Privacy Policy. Rate and term subject to change without notice.


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