Home Equity Lines of Credit

Financial security for your biggest dreams. Your home is the key to unlocking the funds for your next adventure.

What is a HELOC? A home equity line of credit turns the equity in your home into cash. Use it for just about anything from unexpected expenses to remodeling projects. Enjoy affordable rates and flexible terms. After all, you’ve worked hard to build equity in your home. Now it’s time for your home to work hard for you.


NLMS ID 666196

Home Equity Lines of Credit

Fixed Rate or Adjustable Mortgages: How To Know Which Is Right For You

It is no secret that purchasing a home is one of the biggest investments you will make in your life.
When it comes down to making the important decisions about your home purchase, such as choosing between a fixed rate or an adjustable rate mortgage, how do you know which is best for you?

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Secure Your Loan

Enjoy Lower Rates
Than An Unsecured Loan

Take Advantage of Rising Home Values to Leverage a Larger Equity Cushion

Funds For Virtually
Any Purpose

Competitively Low Rates

Flexible terms

Receive Credit For Up to
90% of Equity in Your Home

Borrow Funds as Needed
With No Need to Re-Apply

Only Pay Interest
On What You Use

Interest May Be
Tax Deductible*

Access Funds Online, By Check,
By Phone, or In Person

Local, East Los Angeles

Apply Now


Your interest may be tax deductible.* So using a HELOC to pay off other debts with non-deductible interest (such as credit cards, auto loans, personal loans) may give you a nice tax benefit.


*Consult your tax advisor.

HELOC Options


3-year Fixed Intro Rate Home Equity Line of Credit

Most lenders offer a 3- or 6-month intro rate. But we don't think that's enough time to get to know each other, so our intro rate lasts three years! That's plenty of time to knock down high-interest credit card bills, add another bathroom, enlarge the kitchen, or use your equity any way you can imagine.


Second Mortgages


Often called a home equity loan, a second mortgage lets you use the equity in your home for any purpose.

  • Borrow up to 90% of your home's value
  • Terms up to 15 years
  • Low, fixed rates for easy budgeting
  • Can use for any purpose
  • Interest is typically tax deductible*
  • Streamlined application process
*Consult a tax advisor.

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