Get Ready for those Home Improvement Projects

Camino is here to help you find flexible and affordable home equity options. With low annual percentage rates and no prepayment penalties for most members, Home Equity Loans or Lines of Credit offer both flexibility and simplicity.

Plus a $250 gift card with:
• Home Equity Loans or Lines of Credit for $25,000 or more**

Camino Home Equity Loan or Lines of Credit benefits:
• Borrow up to 90% of your home’s value (Restrictions apply).
• Terms up to 15 years
• Low Annual Percentage Rates* for easy budgeting
• No Closing Costs
• Streamlined application process

You can apply online at caminofcu.org, call a Home Ownership Advisor at (800) 835-3400 or stop by your nearest branch for complete details.

We’re in this together. That’s the Camino way.

Home Equity Line of Credit 9

Maximum Loan Amount 3 Year Intro APR** Variable APR**
Up to 80% Loan to Value 80% financing 5% 5%
Up to 90% Loan to Value 90% financing 6% 6%
Apply Now
**Gift card offer is valid for Home Equity Loans of $25,000 or more; Home Equity Lines of Credit when a minimum of $25,000 is used within 30 days of credit line funding.
9 After three years, rate converts to then-current variable rate. Rate and payments adjust with each change in the Prime Rate. Interest-Only HELOC has 10-year draw period followed by 15-year full amortization period. Available on owner-occupied California properties only. Maximum possible APR** is 16.5% over the life of the loan.
Rates are based on an evaluation of credit history, CLTV (combined loan-to-value) ratio, loan amount and occupancy, so your rate may differ.
* APR = Annual Percentage Rate. Your Actual Annual Percentage Rate will be based upon your individual credit worthiness, loan amount, term of loan, and applicable prepaid items. Rates reflect a 0.25% basis point discount for a) Automatic debit from a Camino Checking account and b) Multiple Relationship discount with Camino Federal Credit Union – Checking account, direct deposit, debit card, credit card, Online Banking, bill pay, or another type of loan (requirement is three (3) out of the seven (7) products/services). Total rate discount if qualifications are met, is 0.50%. Rate discounts are subject to change at any time. Rates are subject to change without notice. For full account details speak with Member Advisor.

Home Equity Loans

3 Home Improvements that will Add Value to your Home

If you are looking to increase the value of your home, there are some home improvements that could have a better return on your investment than others. By spending money on the improvements that may add the most value, you might be able to recoup your money easier and potentially sell your home faster.

 
Read More


Secure Your Loan

Secure Your Loan

Low Annual Percentage Rate

Low Annual
Percentage Rate

No Prepayment Penalty

No Prepayment
Penalty

Access Funds Online, By Check, By Phone, or In Person

Access Funds Online, By Check,
By Phone, or In Person

Local, East Los Angeles Decision-Making

Local, East Los Angeles
Decision-Making

Convenient Access to Equity In Home

Convenient Access to
Equity In Home


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