Home Mortgages
Our no-gimmick promise and local decisions assure a better process with the value you deserve.
Home Mortgages
Reliable and honest support when you need it most. Purchasing or refinancing a home can be a scary endeavor, but the Camino team offers trustworthy guidance and straightforward terms. With gimmick-free mortgages, we offer honest terms with your best interests in mind.
Mortgages have options to navigate. Camino Federal Credit Union explores the alternatives and help you make the best decision. From the type of interest rate to the terms (or length) of the loan, not all mortgages are ideal for every individual.
Primary home? Investment property? Vacation getaway? Whether you’re purchasing a property or refinancing with better terms, it’s time to explore the low rates on our no-nonsense mortgages. After all, you deserve to have the best value possible with the most control – especially when it comes to your home.
NLMS ID 666196
Adjustable-Rate Mortgages
Explore flexibility and lower initial rates. With an adjustable-rate mortgage, your interest rate and payments remain the same for a defined initial period, and then adjust monthly for the remainder of the loan. Adjustable-rate mortgages let you benefit from lower initial rates and come in a variety of options.
If you’re expecting future income growth or only plan to own your home for a short period of time, many of Camino Federal Credit Union’s adjustable-rate mortgages offer flexibility, lower interest rates options, and interest rate caps that protect you from rising rates.
Fixed-Rate Mortgages
Explore consistent and predictable home mortgage options. With a fixed-rate mortgage, your interest rate is locked in for the lifespan of your loan, giving you the power to budget and plan with peace of mind. Each month, your payments remain the same, never fluctuating with the changing financial times.
If you’re planning on staying in your home for awhileor simply want to avoid the potential for rising rates, Camino Federal Credit Union has a range of short- and long-term fixed-rate mortgages designed to suit your needs.
Should I Get a Mortgage from a Credit Union?
Buying a home is one of the biggest decisions you will make in your life.
When it comes to making major purchases such as this, credit unions are known for offering some of the best mortgage rates and lowest closing cost pricing when compared to other financial institutions. If you have been weighing your options when it comes to credit unions vs. banks, consider these facts before making your final decision.
Features
Low, Competitive Rates
Fixed and Adjustable
Rate Options
Local Decision-Making
Investor and Second
Home Programs
Pre-Approval Available For
Better Buying Power
Customized Personal
Service at Every Step
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