Elite Checking Account
Open a Checking Account and Enjoy Amazing Benefits!
Experience the Joys of Better Banking with Camino
Set yourself up for financial success today, tomorrow, and for years to come with an Elite Checking Account. A convenient and robust set of features will help manage your money easier. That's banking powered by here.
Get Your Paycheck Up To 2 Days Early*
No Fee ATM Withdrawals*
3-Bureau Credit Monitoring
Experience the Joys of Better Banking with Camino
Set yourself up for financial success today, tomorrow, and for years to come with an Elite checking account. A convenient and robust set of features will help manage your money easier. That's banking powered by here.
Get Your Paycheck Up To 2 Days Early*
Open an Elite Checking account to get your paycheck up to 2 days early*
Set Up Direct Deposit
Get Notified Instantly
Features
View all of the benefits you receive with Elite Checking below.
Get Your Paycheck Up To 2 Days Early*
Free Cashier
Checks*
Free Online
& Mobile Banking
Free Outgoing Wires*
3-Bureau Credit
Monitoring
Experian® IDnotify®
Internet
Surveillance
No Minimum
Balances
My Credit
Manager
Insurance Products are not insured by the NCUA or any Federal Government Agency;
not a deposit of or guaranteed by the credit union or any credit union affiliate.
Benefits of Experian® IDnotify®
- Annual 3-Bureau Credit Report & VantageScore®8
- Daily VantageScore®8 Updates
- VantageScore®8 Simulator
- 3-Bureau Credit Monitoring
- Credit Limit, Utilization and Balance Alerts
- Internet Surveillance
- Social Security Number Trace
- Court Record Monitoring
- Change of Address Monitoring
- Sex Offender Monitoring
- Alternative Loan Monitoring
- Social Network Monitoring
- Identity Restoration
- Lost Wallet Services
- Up to $1M Identity Theft Insurance6
- Child Internet Surveillance7
| Elite Checking | |
|---|---|
| Get Your Paycheck Up to Two Days Early1 | |
| Experian IDnotifyTM | |
| Three Free Cashiers Checks2 | |
| Free Outgoing Wire Payments3 | |
| No-Fee ATM Withdrawals4 | |
| Zelle® Person-to-Person Payments | |
| No Minimum Balance | |
| Minimum Average Daily Balance to Earn Dividends | $2,500 |
| Monthly Service Fee | $5.95 |
| Online/Mobile Banking | |
| Bill Pay | |
| ATM/Debit Card | |
| Access to over 30,000 fee-free ATMs | |
| Overdraft Protection Available | |
| $15 Minimum to Open | |
| Federally Insured up to $250,000 by NCUA | |
| Available for Members Between 13 – 24 Years Old (Student Checking account will convert to Elite Checking when account holder turns 25) | |
| eStatements | |
| Paper Statements5 | |
| Everyday Checking | |
| Get Your Paycheck Up to Two Days Early1 | |
| Experian IDnotifyTM | |
| Three Free Cashiers Checks2 | |
| Free Outgoing Wire Payments3 | |
| No-Fee ATM Withdrawals4 | |
| Zelle® Person-to-Person Payments | |
| No Minimum Balance | |
| Minimum Average Daily Balance to Earn Dividends | |
| Monthly Service Fee | $4.95 |
| Online/Mobile Banking | |
| Bill Pay | |
| ATM/Debit Card | |
| Access to over 30,000 fee-free ATMs | |
| Overdraft Protection Available | |
| $15 Minimum to Open | |
| Federally Insured up to $250,000 by NCUA | |
| Available for Members Between 13 – 24 Years Old (Student Checking account will convert to Elite Checking when account holder turns 25) | |
| eStatements | |
| Paper Statements5 | |
| Student Checking | |
| Get Your Paycheck Up to Two Days Early1 | |
| Experian IDnotifyTM | |
| Three Free Cashiers Checks2 | |
| Free Outgoing Wire Payments3 | |
| No-Fee ATM Withdrawals4 | |
| Zelle® Person-to-Person Payments | |
| No Minimum Balance | |
| Minimum Average Daily Balance to Earn Dividends | |
| Monthly Service Fee | $0 |
| Online/Mobile Banking | |
| Bill Pay | |
| ATM/Debit Card | |
| Access to over 30,000 fee-free ATMs | |
| Overdraft Protection Available | |
| $15 Minimum to Open | |
| Federally Insured up to $250,000 by NCUA | |
| Available for Members Between 13 – 24 Years Old (Student Checking account will convert to Elite Checking when account holder turns 25) | |
| eStatements | |
| Paper Statements5 | |
Checking Accounts
| Elite Checking | Everyday Checking | Student Checking | |
|---|---|---|---|
| Get Your Paycheck Up to Two Days Early1 | |||
| Experian IDnotifyTM | |||
| Three Free Cashiers Checks2 | |||
| Free Outgoing Wire Payments3 | |||
| No-Fee ATM Withdrawals4 | |||
| Zelle® Person-to-Person Payments | |||
| No Minimum Balance | |||
| Minimum Average Daily Balance to Earn Dividends | $2,500 | ||
| Monthly Service Fee | $5.95 | $4.95 | $0 |
| Online/Mobile Banking | |||
| Bill Pay | |||
| ATM/Debit Card | |||
| Access to over 30,000 fee-free ATMs | |||
| Overdraft Protection Available | |||
| $15 Minimum to Open | |||
| Federally Insured up to $250,000 by NCUA | |||
| Available for Members Between 13 – 24 Years Old (Student Checking account will convert to Elite Checking when account holder turns 25) | |||
| eStatements | |||
| Paper Statements5 |
Checking Accounts
Get Your Paycheck Up To 2 Days Early*
Open an Elite Checking account to get your paycheck up to 2 days early*
Set Up Direct Deposit
Get Notified Instantly
Send and Receive Money with Zelle®
Download the Camino Federal Credit Union mobile banking app:
View Your Credit Score Right From The Camino App!
Introducing My Credit Manager
A tool that provides you with continuous access to your credit score and comprehensive credit reports, ensuring you always have a clear understanding of your financial standing.
Credit Score
Debt Analysis
Change Alerts
What Are the Benefits and Advantages of Camino’s Elite Checking?
Camino’s Elite Checking Account is a type of checking account designed to help you better manage your money. This type of checking account also has safety features like Idnotify® by Experian® to stay on top of your credit and detect signs of fraud.
Read MoreDedicated to serving our community.
It’s the Camino Federal Credit Union way.
Since 1941, Camino Federal Credit Union has been caring for the financial needs of our community. Originally named Montebello Schools Federal Credit Union, our history began with service to employees of the Montebello Unified School District. Today, we are proud to serve members from every industry, background, and age group.
Ready to Get Started?
Apply for an Elite Checking Account today or select Get In Touch and one of our local Member Advisors will reach out to help you get started.
Get in Touch
*Everyday Checking monthly fee waived with five debit card purchase transactions.
1Elite Checking Account members are eligible to receive direct deposit payroll funds up to two days earlier than the scheduled payday, subject to employer’s submission of a payroll file.
2Members with an Elite Checking Account are eligible for three (3) complimentary cashier’s checks per month.
3Members with an Elite Checking Account are eligible for three (3) complimentary domestic wires per month.
4Camino Federal Credit Union will not charge a fee for using out-of-network ATMs. Please note that the ATM owner may charge a separate fee.
5$2 fee for mailed paper statement per statement cycle.
6The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company under group or blanket policy(ies). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits.
7Child monitoring includes up to 10 children under the age of 18. One-time Parent/Legal Guardian verification is required to receive alert details for children.
8Calculated on the VantageScore 3.0 model. Your VantageScore 3.0 from Experian indicates your credit risk level and is not used by all lenders, so don’t be surprised if your lender uses a score that’s different from your VantageScore 3.0.