It’s no secret that the cost of living seems to raise faster than a lot of us are able to keep up to these days.
While there is no way around having to spend money on the necessities of life – most importantly food – that doesn’t mean you can’t budget your expenses without having to give up some of the finer things in life.
Here are some of the top ways to save a buck or two on food shopping!
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Make Healthy Choices
Studies have shown that families that dedicated their diets to healthy lifestyle choices and dieting reduced their food-spending budget over time.
By eating smaller portions and buying less “extra” food – food usually higher in calories and fat – the change in spending contributed to higher savings over time.
Losing weight and saving money – what could be better than that?!
Plan Your Food Budget Ahead
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Plan Your Food Budget Ahead
By being aware of what you already have in your pantry and planning your meals ahead of time, you will be able to save when at the grocery store.
Having a definitive plan and sticking to it will help to reduce any impulsive spending while purchasing groceries, which is good for both your waist line and your wallet!
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Take Lunch During the Work Week
We know the feeling of wanting to splurge on a burger or burrito during lunchtime on a stressful day, but pre-packing and taking your own lunch is a great way to avoid over spending on unnecessary and often times unhealthy food choices throughout the week.
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Generic Saves Money
Although it may be tempting to go for the more expensive box of cereal, going generic will really help save money over time. All food manufacturers must adhere to the same safety regulations; so you have nothing to lose by going generic – except your debts!
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Buy in Bulk
There is a reason why stores such as Costco and Sam’s Club do so well – buying in bulk can save you a lot of money each month!
The price difference between buying in bulk and buying individual packages is undeniable. Cooking in bulk is also a great way to reduce overspending and eating out during the week. You will be more inclined to eat in if meals are already prepared and waiting for you at home.
Helping save our members money and giving them the tools to succeed financially is our number one priority at Camino Federal Credit Union.
If you have any questions on budgeting and your finances, or have any additional questions about our services and how we can help you, please give us a call at (800) 835-3400 or reach us here.