SmartCheck Checking

You’re smart. Your checking account should be, too! Take the guesswork out of banking and enjoy more money. SmartCheck Checking lets you earn dividends with unlimited access – including a free nationwide ATM network that’s larger than any bank.

What’s even smarter? You can have it all for less than a single cup of coffee. Just $3/month - and no fine-print surprises. 

Also, the $3 monthly fee is waived if the person is 55 or older or has a monthly direct deposit of at least $100 or can maintain a $2,500 average daily balance.  

 


No Minimum Balance Required

No Minimum
Balance Required

Dividends earned with $500 Average Daily Balance

Dividends earned with $500
Average Daily Balance

MasterMoney Debit Card

MasterMoney
Debit Card

Monthly Service Fee

$3 Monthly
Service Fee*

Online Banking & Bill Pay

Online Banking
& Bill Pay

Free Nationwide ATMs & Branch Access

Free Nationwide
ATMs & Branch Access

Overdraft Protection Available

Overdraft
Protection Available

Minimum Balance to Open

$15 Minimum
Balance to Open

Federally insured up to $250,000 by NCUA

Federally insured up
to $250,000 by NCUA

Open An Account

 

*The $3 monthly fee is waived if the person is 55 or older or has a monthly direct deposit of at least $100 or can maintain a $2,500 average daily balance.  See branch for details. 

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