Finding yourself in a mountain of credit card debt feels overwhelming, you have multiple payments due and making the minimum payment doesn’t seem to put a dent in what you owe. There are many solutions for managing debt. Two popular … Read More
The wonderful thing about Los Angeles in the summertime is that there are so many entertaining things to do and interesting places to explore. Unfortunately, many of these experiences will cost you a pretty penny or two. If you’re trying … Read More
Creating saving accounts for your children is a great way to set your child up for their future. Many parents who save for multiple children ask if they should have one saving account for all of their children or have separate … Read More
Welcoming a new child is a joyous occasion, but did you know that the average child costs their parents $500,000 in their lifetime? Saving for your child’s financial future is important because it can help set a secure foundation for … Read More
College is characterized as one of the most financially straining times in a young adults life. However, being financially responsible is still very important, and that means still trying to save. Every student’s financial situation is different, but by even … Read More
Sometimes, when purchasing a car, you agree to terms that are not the most ideal. Finding yourself trapped in a 5-year auto loan with high interest can sometimes feel overwhelming. Refinancing your auto loan may help, but is refinancing your … Read More
It is never too early to begin teaching your children about financial responsibility. In fact, many experts suggest children are ready to start learning about money as early as three years old. In order to best prepare your child for … Read More
When did you request your first loan or credit card? As soon as you opened your first loan or credit card account a credit report with your name on it started keeping tabs. Whether you’ve had credit for three months … Read More
Using credit can be confusing. You create all of these effective spending habits to avoid applying for a credit card, but then you need credit to build a good credit score so that you can get a home, a car, … Read More
Do you remember your teacher saying “this will go on your permanent record”? Well, think of your credit history as just that. Your credit history is a permanent record that follows you forever, playing a huge role in many major … Read More
