Credit Cards may have their perks and benefits, but with that also comes the freedom to spend money that you may not have at the time. If not handled responsibly, credit cards can damage your financial independence by accumulating debt. … Read More
If you’re like most Americans, you probably have a credit card or two in your wallet. Credit cards can be extremely useful and convenient financial tools when utilized responsibly. In order to use your credit cards to your personal … Read More
It was reported in 2020 by Wallethub that the number of credit cards taken out by Americans was over 1.12 billion, with that number growing annually. That means on average each American has over three credit cards for personal use. … Read More
There are various credit card offers out there, but how do you determine which one is the best for you? Whether it’s your first credit card, or you’ve had several, it’s important to find out all the information before making … Read More
If you are deciding on buying a new car, you have probably considered whether it is better to use dealer financing or finance through a bank or credit union. When deciding to purchase a new vehicle, choosing the best finance … Read More
Finding yourself in a mountain of credit card debt feels overwhelming, you have multiple payments due and making the minimum payment doesn’t seem to put a dent in what you owe. There are many solutions for managing debt. Two popular … Read More
The wonderful thing about Los Angeles in the summertime is that there are so many entertaining things to do and interesting places to explore. Unfortunately, many of these experiences will cost you a pretty penny or two. If you’re trying … Read More
Creating saving accounts for your children is a great way to set your child up for their future. Many parents who save for multiple children ask if they should have one saving account for all of their children or have separate … Read More
Welcoming a new child is a joyous occasion, but did you know that the average child costs their parents $500,000 in their lifetime? Saving for your child’s financial future is important because it can help set a secure foundation for … Read More
College is characterized as one of the most financially straining times in a young adults life. However, being financially responsible is still very important, and that means still trying to save. Every student’s financial situation is different, but by even … Read More
