If you’re looking for ways to cut your monthly expenses, refinancing your auto loan may be a viable option. Many people consider refinancing their auto loans in hopes of getting a better interest rate or a lower monthly payment. While … Read More
There’s a lot happening in our world right now when it comes to personal finances and money. To compound financial issues for consumers, the Federal Reserve has raised interest rates three times this year, with the biggest rate increase recently … Read More
Tax season is finally over; that’s a relief. While working with your accountant and reviewing your income and expenses, you may have discovered that you may be spending too much money. Not only that, but you may be spending too … Read More
Are you struggling with unsecured debt that has accumulated in different areas over the years? If your debt resides in more than one place and you are finding it difficult to manage each one, we have a solution for you … Read More
As we ring in the New Year, you may be considering the best ways to alleviate yourself from financial stress. As a consumer, it is common to find yourself fixating on something that isn’t quite within your budget. If you … Read More
The holiday season is here, and with that for many people comes more spending than usual. You may find yourself charging this extra spending to one of your credit cards. If this is the case, here are four possible ways … Read More
Before deciding if debt consolidation is the right move for you, it is important to know how it will affect your credit score. We share the short term and long term effects of debt consolidation. 1. New Credit Applications When … Read More
Does your credit score need a boost to help you get a better rate on the car, credit card, or house that you’ve been eyeing? You may already know who checks your credit score, but we want to teach you … Read More
Your credit score is the main factor that determines how much of a risk you are to lenders. Although you may know what a credit score is and how to calculate a credit score, we wanted to share three things … Read More
We’ve all seen the three-digit number and have probably wondered… how is my credit score calculated? Although it may seem simple, there are many factors that go into it and it can vary based on who the lender is and … Read More
