Credit Utilization – What You Spend Matters

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Using credit can be confusing. You create all of these effective spending habits to avoid applying for a credit card, but then you need credit to build a good credit score so that you can get a home, a car, … Read More

Why Your Credit History Matters

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Do you remember your teacher saying “this will go on your permanent record”? Well, think of your credit history as just that. Your credit history is a permanent record that follows you forever, playing a huge role in many major … Read More

4 Questions to Ask When Refinancing Your Auto Loan

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If you’re looking for ways to cut your monthly expenses, refinancing your auto loan may be a viable option. Many people consider refinancing their auto loans in hopes of getting a better interest rate or a lower monthly payment. While … Read More

How to Financially Plan for Graduate School

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Regardless if you’ve been out of college for years or one semester, making the decision to further your education is a big step, especially financially. By now you’ve started looking at the school’s curriculum and calculating up the cost of … Read More

5 Tips For Using Credit Wisely

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It’s easy for credit card debt to spiral out of control, which is why it is so important to protect yourself and use credit wisely. Similar to your health, you’ll want to take care of your credit, minimize risks and … Read More

6 Financial Resolutions For The New Year You Can Stick To

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New Years – it’s the most popular holiday of the year where people start to set goals and resolutions. While losing weight or getting fit tend to be the most popular resolutions, financial resolutions should make the list, too. Just … Read More

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