Before deciding if debt consolidation is the right move for you, it is important to know how it will affect your credit score. We share the short term and long term effects of debt consolidation. 1. New Credit Applications When … Read More
If you feel like your debt is weighing you down, consolidating your high-interest debt may give you the peace of mind you need. Focusing on one single payment may make it easier for you to manage. It not only keeps … Read More
Now that you’ve decided that you would like to consolidate your debt into one single payment, you may be wondering about potential qualifications. We share some basic information to help you get started. 1. Age Be at least 18 years … Read More
It is always a challenge finding the best way to manage your debt. If you have multiple credit cards with balances, it can be tough to keep track of paying them all. At Camino Federal Credit Union, we want to … Read More
A new year means new goals and this year, you may be thinking about your financial resolutions for the upcoming year. If you’re looking for some ideas, we have a few ideas for your list. 1. Manage Debt If you’ve … Read More
During the holidays, there are more scams and fraud that take place compared to any other time. Fraudsters know that more people will be using their credit cards and partaking in more online activity. To keep your information safe, we … Read More
Whether it’s the Christmas lights on your neighbor’s homes or your own personal decorations, it is a beautiful sight to behold! Even though you may want to decorate your own home with lots of lights and props, decorations can get … Read More
We’ve already started the countdown to Christmas. Now it’s time to start your holiday shopping. To help you save some money this holiday season, we wanted to share some ideas to consider. 1. No Last Minute Shopping There are many … Read More
Does your credit score need a boost to help you get a better rate on the car, credit card, or house that you’ve been eyeing? You may already know who checks your credit score, but we want to teach you … Read More
With COVID-19, it has made many of us reconsider carrying cash compared to a credit card. Nowadays about half of consumers carry cash with them when making purchases. Many predict that eventually, we will be a cashless society. Although you … Read More
