Like all partnerships, choosing to bank with a credit union is not a decision to take lightly. You want to ensure the financial institution you collaborate with offers the tools you need to manage and gain control of your finances and build a bright financial future. At Camino, that’s precisely what we provide our members. We have been serving the Montebello community since 1941. Our passion is helping our members build a bright financial future.
Three great ways to start your financial relationship at Camino are by opening a savings and checking account, applying for a loan, and applying for a credit card.
Please keep in mind that, before proceeding with any accounts or loans, all members must first open a Membership Savings Account, which is a quick and easy process our team will help you with.
Open a Checking Account
One way to start a financial relationship with Camino is by opening a checking account. We offer a range of checking accounts with comprehensive, convenient features and benefits. We have three options: Student Checking, Everyday Checking, and Elite Checking.
Student Checking
Student checking is a simple, convenient account that helps you manage your money. This account is available for students between 13 and 24 years old and helps students develop crucial financial literacy to ensure they are savvy and prepared.
Student Checking Accounts help students manage and navigate the complicated aspects of savings by providing practical money management experience to teach you how to make the most of your student budget.
To view all of the benefits you receive with Student Checking, please visit our website. Key features and benefits of this account can include:
- No minimum balance requirements
- No monthly fees
- Mobile and online banking features
- Bill pay features
- Access to a debit card
- Overdraft protection
Everyday Checking
Everyday checking is a simple and practical type of checking account designed to help you meet and manage your everyday banking needs.
This checking account provides access to a nationwide network of no-fee ATMs and shared branches. Generally, the features for Everyday Checking and Student Checking are the same. With everyday Checking, however, the difference is the monthly fee and the age of the person who opens the checking account.
With this type of checking account, some unique features and benefits you can enjoy include online and mobile bill pay, as well as a low monthly fee that we will waive if you perform just 5 debit card transactions monthly.
Elite Checking
Elite Checking Accounts are a comprehensive and convenient product that offers a more robust suite of features to help members meet their banking needs, manage their finances, and create a bright financial future.
When you open an Elite Checking Account, you pay one dollar more for the monthly service fee than Everyday Checking but receive greater benefits. To view all of the benefits you receive with Elite Checking, please visit our website. Some benefits you will enjoy include:
- No minimum balance requirements
- Online and mobile banking options
- Access to bill pay features
- Receiving a debit card
Still, this is just the beginning of the fantastic benefits you enjoy when you bank with Camino by opening an Elite Checking Account.
Apply for a Loan
Another way to start a financial relationship with Camino is by applying for a loan. The three primary loans we offer are auto loans, personal loans, and mortgages. Learn more about each.
Auto Loans
We offer a range of auto loans that come with low-interest rates and fast, local approval from loan experts who always take the time to listen and support you in meeting your financial goals.
To view all of the benefits you receive with our Auto Loans, please visit our website. Key benefits of our auto loans can include:
- A variety of loan terms
- 125% financing available (including tax and license)
- Loans for new and used vehicles
- Pre-qualification
- Lease buy-out options
- First-time auto loan programs
- Second-chance auto loan programs
Personal Loans
Another loan you can apply for to start banking with Camino is a personal loan, which provides members with flexible terms and competitive rates. With personal loans, you can borrow money to help with a range of financial needs.
For example, you can use these loans for things like vacations and paying off high-interest credit cards. When you apply at Camino, you can rest assured you will receive personalized attention from advisors who care.
When you are approved for a personal loan, you receive money in one lump sum you can use however you want. We offer two types of personal loans:
- Share-secured loans
- Signature loans
Mortgages
Applying for a home mortgage is also a great way to start a financial relationship with Camino. We offer trustworthy guidance and straightforward terms to help you find a financing option that best suits your needs, from the interest rate to the term of the loan.
We offer fixed-rate mortgages and adjustable-rate mortgages. To view all of the benefits you receive with our mortgages, please visit our website. Benefits of our mortgage programs can include:
- Low, competitive rates
- Pre-approval for better buying power
- Investor and second-home programs
- Local decision-making and customized service every step of the way
Apply for a Credit Card
Another way to start banking with Camino is by applying for a credit card. At Camino, we offer four types of credit cards to members: Visa Platinum with Rewards, Visa Platinum – Low Variable Rate, Getting Started Visa, and Visa Share-Secure.
Visa Platinum with Rewards
With the Visa Platinum with Rewards card, members enjoy a range of perks and rewards along with access to higher credit limits. To view all of the benefits and rewards you receive with our Visa Platinum with Rewards card, please visit our website.
Key features of this card can include:
- No annual fees
- Low variable rates
- Camino Rewards
- Enhanced security and protection
- 24/7 online management
The rewards and perks you can enjoy with this credit card can include:
- Points for travel, merchandise, gift cards, and more
- No cap on the points you can earn
- No expiration date on points
- Cell phone protection
- Travel and emergency assistance
- Emergency cash advance and card replacement (24/7 worldwide)
- Lost luggage replacement
- 90-day purchase security
- Extended manufacturer’s warranty
- Emergency roadside dispatch
Visa Platinum – Low Variable Rate
The Visa Platinum – Low Variable Rate comes with a low variable rate and high credit limits, which is a great combination. The primary difference between this card and the Visa Platinum with Rewards is that it has fewer perks and no rewards.
Getting Started Visa
The Getting Started Visa is your entry point to greater financial literacy and the foundation for a bright financial future. This card could be a great way to start building good credit and a terrific way to help you manage future expenses to meet your financial goals.
This card could also be great for students or people who just graduated college. To view all of the benefits you receive with the Getting Started Visa Card, please visit our website. With a Getting Started Visa, members enjoy benefits that can include:
- No annual fees
- Worldwide purchasing power
- Online account access
- 24/7 account management
- Low variable rates
- Easy replacement
- Enhanced security
Visa Share-Secure
For people with poor credit, it can be hard to get credit. With a Visa Share-Secure card, you use your savings and certificate deposits as a pledge for a credit limit of up to $10,000.
This streamlines approval and enables you to build or repair your credit. To view all of the benefits you receive with our Visa Share-Secure Card, please visit our website. Key features of this card can include:
- A $25 annual fee
- Online account access
- Credit limits based on Camino deposits
- Worldwide purchasing power
- 24/7 online account management
- Easy replacement
- Enhanced security
Start Banking With Camino Federal Credit Union Today
If you are ready to experience the joys of superior banking, banking with Camino is a commitment that could set you up for financial success today, tomorrow, and for years to come. We are different from a traditional bank. Our focus is on our members. Whether you are interested in opening a savings and checking account, applying for a loan, or applying for a credit card, with us, you will enjoy the lowest possible rates and the highest possible returns.
Ready to build a bright financial future? Visit our Open an Account page to start your financial relationship with Camino and speak with a member advisor for financial products that will help you reach your goals.