We believe everyone deserves a second chance, which is what this card offers. When you work with a reputable financial institution like Camino Federal Credit Union, there are solutions for those with a shaky credit history but a desire to right the course and regain control of their finances.
What’s a Visa Share-Secure Credit Card?
A Visa Share-Secure credit card can be a great solution for people with a low credit score who want to repair it but are having difficulty getting approved for a credit card. Local financial institutions like Camino offer these options specifically to help people build or improve their credit score securely.
How Does a Visa Share-Secure Credit Card Work?
Let’s begin with an understanding of how it rebuilds your credit score to determine if it is right for you. Firstly, you could build your credit score with one of these credit cards in as little as one to two months, though it will take longer to build a consistently great credit score.
Key features of our Visa Share-Secure cards include:
- A $25 annual fee
- 24/7 online account access and management
- A credit limit based on Camino deposits
- Worldwide purchasing power
- Enhanced security (verified by Visa, zero liability, falcon fraud manager)
By making timely payments, using the credit card responsibly, maintaining a low utilization ratio, and avoiding maxing it out, this card will help rehabilitate your credit, renew your financial confidence, and qualify you for loans and credit cards with better rates.
Do I Need a Visa Share-Secure Credit Card?
If you have a less-than-stellar credit history but still want to have a credit card at your disposal, a Visa Share-Secure credit card could be a great option. We recommend it if you:
- Have poor credit
- Have a history of late payments
- Have declared bankruptcy
- Have delinquent accounts on record
Still, this depends on your financial goals. Are you trying to pay down debt and rebuild your credit? This type of credit card could help you achieve both while offering the flexibility and convenience of a credit card.
Apply for a Visa Share-Secure Credit Card to Repair Your Credit Score and Regain Confidence in Your Finances
We believe everyone deserves a second chance, which applies to finances, too. If you have a poor credit history that disqualifies you from getting a traditional credit card, a Visa Share-Secure card can be a great option to improve your credit score, pay off debt, and much more. When you work with a reputable and local financial institution like Camino, you receive attentive service and expert guidance to put you on track to a brighter financial future.
For great, competitive rates and credit limits on Visa Share-Secure credit cards, visit us at caminofcu.org, call us at 800-835-3400 to speak with a member advisor, or fill out a form on our contact us page to learn more about our credit card options.