A common type of fraud in the United States is identity theft. In a world where your personal data is more vulnerable than ever, you deserve to bank with a financial institution with protections to secure you and your money from this crime. As you work to build a bright financial future, it is essential that you secure it. When you open an Elite Checking Account with Camino, you receive tools to safeguard your identity. The benefits of IDnotify® by Experian®, which you will receive access to with this type of account, reinforce your defense against these malicious individuals.
Camino Federal Credit Union has served Montebello with financial guidance tailored to each member’s needs since 1941, which includes providing premier financial security. We partner with each member to help them achieve financial success, whatever that looks like for you.
What Are the Benefits of IDnotify® by Experian®?
IDnotify® by Experian® is a comprehensive ID theft protection and credit monitoring service you can enjoy with an Elite Checking Account. There are several benefits of IDnotify® by Experian® that Camino members can enjoy to catch identity theft early on.
Credit Reports and Monitoring
With IDnotify® by Experian®, you will receive an annual 3-bureau credit report and daily VantageScore® updates. This also includes credit bureau monitoring to detect inquiries, fraud, delinquencies, and more to safeguard your credit score and help ensure it is in tip-top shape.
Other related benefits that you will enjoy include gaining access to the VantageScore® Simulator and receiving regular credit limit, credit utilization, and balance alerts.
Internet Surveillance
Internet surveillance is one of the most essential benefits of IDnotify® by Experian® for your security. With this feature, specialists will search websites, blogs, peer-to-peer sharing networks, and chatrooms to see if your sensitive personal information has been compromised.
Alternative Loan Monitoring
Alternative loan monitoring is a feature that notifies you of any new loans or credit cards opened with your personal information, meaning if someone attempts to take out a loan or open a credit card in your name, you can detect and curb it before they can do substantial damage.
Change of Address Monitoring
Another benefit this service provides to Camino Federal Credit Union members is change-of-address monitoring, which notifies you of any changes to your address in the national U.S. Postal Service database. It also alerts you if your mail has been redirected.
Both of these can be early signs of fraud or identity theft.
Court-Record Monitoring
IDnotify® by Experian® will also monitor court records and notify you if your identity has been used in a criminal act that was booked and reported in the court system.
Sex Offender Monitoring
Sex offender monitoring is one of the benefits of IDnotify® by Experian® that provides the greatest sense of security and peace of mind to members who open an Elite Checking Account. With this monitoring, you’ll receive a report of all registered sex offenders living in your immediate area.
If a new offender is added, it will also alert you. Moreover, it will notify you if a sex offender fraudulently registers using your identity.
Social Security Number Trace
Your social security number is one of the most sensitive pieces of personal information you have. So protecting it is of the utmost importance. IDnotify® by Experian® notifies you of new names, aliases, and addresses associated with your social security number to detect instances of identity theft.
Social Network Monitoring
Ill-intentioned individuals often use social media as a means to steal personal information. With social network monitoring, IDnotify® by Experian® will monitor your social media activity and alert you of any privacy or reputation risks that could potentially result from the content you share.
Lost Wallet Services
With lost wallet services, you can rest assured that specialists will work on your behalf if you happen to lose your wallet or someone steals it. This is one of the many benefits of IDnotify® by Experian® that provides members like you with peace of mind in the face of an unexpected, stressful event.
Identity Restoration
Unfortunately, it is sometimes impossible to prevent identity theft. If you are the victim of identity theft, specialists will provide full service identity restoration to help reduce the time and effort required to restore your identity and repair damage wherever it is possible.
Up to $1M Identity Theft Insurance
Should you fall victim to identity theft, you can rest assured that you are covered with an Elite Checking Account. As one of the most crucial benefits of IDnotify® by Experian®, you will be covered for up to $1,000,000 by identity theft insurance.
This is a crucial line of defense if your personal data has been compromised.
Child Internet Surveillance
Your children are just as vulnerable as you are to identity theft. IDnotify® by Experian® provides extensive child internet surveillance by monitoring for fraudulent names, aliases, and addresses associated with your child’s social security number.
This service also includes conducting Internet searches for matches to your child’s monitored information and alerting you of any suspicious activity.
Do You Want to Enjoy the Many Benefits of IDnotify® by Experian® and Much More? Open an Elite Checking Account Today!
The benefits of IDnotify® by Experian® make preventing and recovering from identity theft a seamless process. With this feature, you will receive alerts of any suspicious activity in your name, get an in-depth view of suspicious activity with your personalized dashboard, and receive attentive one-on-one support from a specialist if you need to restore your identity and recover from a breach.
Visit our Elite Checking Account page to learn the other benefits you will enjoy with this product, and open an account today.