It was reported in 2020 by Wallethub that the number of credit cards taken out by Americans was over 1.12 billion, with that number growing annually. That means on average each American has over three credit cards for personal use. … Read More
Joining a credit union has unique benefits that you won’t receive if you were to join a bank or other financial institution due to the nature of credit unions. While banks operate on a for-profit basis, credit unions do the … Read More
Half of 2021 has already come and gone, which means it’s the perfect time to check in on your finances. If you’ve noticed that you could benefit from cutting back on expenses in some areas of your financial life, we’ve … Read More
Financial literacy, or in simpler terms, understanding some basic financial concepts like how to save your money, debt, investing, and loans is important for everyone to be familiar with. By understanding these financial concepts, you are setting yourself up for … Read More
Once you’ve found your dream home, and signed on the dotted line for your mortgage loan, the deal is done. But what happens if a better mortgage rate becomes available after you begin making payments on the mortgage you just … Read More
Buying your first home, whether a condo, townhouse, or house, can be a huge life undertaking. Sometimes it can be hard to even know where to begin. Fear not, there are resources out there that cater directly to first-time … Read More
Buying your first vehicle can be a huge life milestone. Before you walk into a dealership to close the deal, there are a few things you should know and have planned out as a first-time auto buyer. Know Your Monthly … Read More
When you have a mortgage, looking into refinancing your home for a better interest rate can be an option, especially if interest rates have dropped since you first received your mortgage loan. Once you have decided that you are … Read More
Fixed and adjustable-rate mortgages (ARMs) are the two most common types of mortgages. The first step when deciding on a mortgage is to decide if a fixed-rate mortgage or an ARM is better for you. Once you decide between a … Read More
When buying a home and selecting the length of your mortgage (the most common are 15 and 30-year mortgages), you’re likely thinking about how long you’ll be making payments on a house. After all, the chances that you could be … Read More
